Rate Trends YTD and MTD

Liquid Accounts Change from Dec 21, 2006 Change from November 20, 2007
Interest Checking $2,500 -1.52% -1.52%
Premium Interest Checking $10K -4.26% -2.17%
Regular Savings $1K -1.33% -1.33%
Money Market $10K -3.69% -1.42%
High Liquid Money Market $25K -3.96% -2.55%
High Liquid Money Market $50K -3.57% -2.62%
     
Term Accounts    
3 Month CD $25K -2.52% -1.27%
6 Month CD $25K -5.38% -1.86%
1 Year CD $25K -7.49% -1.99%
2 Year CD $25K -7.67% -2.46%
5 Year CD $25K -7.69% -2.55%
1 Year Jumbo CD -7.78% -2.18%
     
Average Checking Fees & Service Charges at Nat'l Banks    
Flat Fee Checking — Monthly Fee -4.13% 0.17%
NSF Fee 1.04% -0.07%
ATM Surcharge Fee 6.36% 1.10%
Stop Payment Fee 2.70% 0.51%
Bill Pay Monthly Fee 12.93% 0.00%
     
Direct Auto Loans    
New - 3 yr term, $20K -0.64% -0.70%
New - 4 yr term, $25K -1.06% -0.81%
New - 5 yr term, $30K -1.74% -0.74%
Used - 1 yr old, 5 yr term, $30K -0.04% -0.55%
Used - 2 yr old, 4 yr term, $20K 0.27% -0.71%
Used - 3 yr old, 3 yr term, $20K 0.52% -0.62%
     
Conventional First Mortgage    
15 Year Fixed Conforming 0.56% -1.23%
30 Year Fixed Conforming -1.02% -0.83%
15 Year Fixed Jumbo 9.47% -1.17%
30 Year Fixed Jumbo 7.25% -0.32%
3 Year Adjustable Conforming 1.20% 0.67%
5 Year Adjustable Conforming 1.50% 0.83%
7 Year Adjustable Conforming 1.66% 0.75%

Posted by Mark Rodrigues at 12/20/2007 12:15 PM
Categories: Management
 

What did you think of this article?




Trackbacks
Trackback specific URL for this post
  • No trackbacks exist for this post.
Comments
  • No comments exist for this post.
Leave a comment

Submitted comments are subject to moderation before being displayed.

 Name (required)

 Email (will not be published) (required)

 Website

Your comment is 0 characters limited to 3000 characters.