Changes

Liquid Accounts

Over twelve months

Over six months

Over one month

Interest Checking $2,500

-13.64%

9.62%

0.00%

Premium Interest Checking $10K

-25.00%

4.55%

-4.17%

Regular Savings $1K

-25.33%

-3.45%

-1.75%

Money Market $10K

-41.98%

-7.52%

-8.89%

High Liquid Money Market $25K

-44.16%

-6.71%

-7.83%

High Liquid Money Market $50K

-42.62%

-4.89%

-6.42%

Term Accounts

3 Month CD $25K

-42.04%

-5.70%

-8.08%

6 Month CD $25K

-40.43%

0.00%

-4.68%

1 Year CD $25K

-36.23%

5.76%

-4.46%

2 Year CD $25K

-30.71%

6.82%

-4.08%

5 Year CD $25K

-19.26%

8.75%

-2.52%

1 Year Jumbo CD

-36.17%

5.62%

-4.71%

Average Checking Fees & Service Charges at Nat'l Banks

Flat Fee Checking — Monthly Fee

-0.86%

0.70%

0.17%

NSF Fee

0.74%

0.21%

0.00%

ATM Surcharge Fee

8.79%

2.06%

0.00%

Stop Payment Fee

2.49%

0.18%

0.04%

Bill Pay Monthly Fee

22.22%

22.22%

15.97%

Direct Auto Loans

New - 3 yr term, $20K

-7.73%

-0.15%

-0.11%

New - 4 yr term, $25K

-6.87%

0.61%

-0.32%

New - 5 yr term, $30K

-6.47%

0.60%

-0.07%

Used - 1 yr old, 5 yr term, $30K

-6.18%

0.97%

0.23%

Used - 2 yr old, 4 yr term, $20K

-7.25%

0.50%

-0.20%

Used - 3 yr old, 3 yr term, $20K

-8.06%

-0.06%

0.51%

Conventional First Mortgage

15 Year Fixed Conforming

-2.12%

2.86%

-1.39%

30 Year Fixed Conforming

-2.64%

0.83%

-1.12%

15 Year Fixed Jumbo

9.23%

7.47%

1.84%

30 Year Fixed Jumbo

9.62%

5.29%

1.36%

3 Year Adjustable Conforming

-30.71%

-10.30%

-8.53%

5 Year Adjustable Conforming

-26.44%

-7.07%

-7.09%

7 Year Adjustable Conforming

-22.28%

-4.81%

-6.09%