Interest bearing checking accounts didn't pay that much back in 2006 either.   But premium money market accounts, on average nationally, declined from just over 3% to just below 1%.




Monthly Bill Pay Fees have increased, on average nationally, the most over the past four years.  Checking monthly fees and ATM surcharges have remained mostly stable, yet Stop payment and NSFs have declined over the past year.




Similar to high balance money market accounts, APY for term products decline significantly on average nationally, particularly since 2007.





Has financing a new car ever been this affordable?  Experts say that for what you are buying in terms of safety and technology, 2009 was the best value and most affordable time to purchase a new car. 




Nationally, on average, the rates available for conventional mortgages are significantly below 2006 and 2007 levels for adjustable and 15-year fixed.   Jumbos have changed relatively little over the same time period.