Trend - Percentage Change from

Liquid Accounts

from February 22, 2010

from December 21, 2009

from March 20, 2009

Interest Checking $2,500

2.63%

0.00%

-13.33%

Premium Interest Checking $10K

2.33%

-2.22%

-16.98%

Regular Savings $1K

-3.03%

-3.03%

-27.27%

Money Market $10K

-1.75%

-6.67%

-35.63%

High Liquid Money Market $25K

-2.86%

-8.11%

-36.45%

High Liquid Money Market $50K

-2.47%

-8.14%

-36.29%

Term Accounts

3 Month CD $25K

-5.77%

-14.04%

-53.77%

6 Month CD $25K

-3.85%

-10.71%

-46.81%

1 Year CD $25K

-3.67%

-8.70%

-40.00%

2 Year CD $25K

-2.58%

-5.63%

-26.34%

5 Year CD $25K

-0.83%

-1.64%

-11.44%

1 Year Jumbo CD

-3.57%

-9.24%

-40.33%

Average Checking Fees & Service Charges at Nat'l Banks

Flat Fee Checking — Monthly Fee

0.49%

0.65%

5.81%

NSF Fee

0.07%

0.63%

0.49%

ATM Surcharge Fee

1.00%

1.00%

-0.98%

Stop Payment Fee

0.07%

0.15%

-3.38%

Bill Pay Monthly Fee

-0.30%

-0.44%

99.41%

Direct Auto Loans

New - 3 yr term, $20K

-1.28%

-2.75%

-6.66%

New - 4 yr term, $25K

-2.08%

-3.47%

-7.10%

New - 5 yr term, $30K

-1.67%

-3.69%

-7.21%

Used - 1 yr old, 5 yr term, $30K

-3.40%

-4.65%

-8.48%

Used - 2 yr old, 4 yr term, $20K

-3.01%

-4.85%

-7.61%

Used - 3 yr old, 3 yr term, $20K

-2.28%

-4.08%

-6.94%

Conventional First Mortgage

15 Year Fixed Conforming

-1.69%

-1.07%

-7.84%

30 Year Fixed Conforming

-1.31%

0.54%

-0.94%

15 Year Fixed Jumbo

-1.76%

-1.78%

-13.50%

30 Year Fixed Jumbo

-2.11%

-2.94%

-11.19%

3 Year Adjustable Conforming

0.51%

-2.41%

-21.01%

5 Year Adjustable Conforming

-0.09%

-2.35%

-20.16%

7 Year Adjustable Conforming

-1.09%

-3.33%

-18.84%