Trend - Percentage Change

 As of May 21, 2008

Liquid Accounts

from April 21, 2010

from December 21, 2009

from May 21, 2009

Interest Checking $2,500

0.00%

-2.56%

-13.64%

Premium Interest Checking $10K

-2.33%

-6.67%

-17.65%

Regular Savings $1K

0.00%

-6.06%

-24.39%

Money Market $10K

-1.85%

-11.67%

-34.57%

High Liquid Money Market $25K

-3.03%

-13.51%

-36.00%

High Liquid Money Market $50K

-3.90%

-13.95%

-36.21%

Term Accounts

3 Month CD $25K

-4.26%

-21.05%

-54.08%

6 Month CD $25K

-4.23%

-19.05%

-48.09%

1 Year CD $25K

-2.97%

-14.78%

-40.24%

2 Year CD $25K

-2.04%

-10.00%

-26.53%

5 Year CD $25K

-1.26%

-3.28%

-10.27%

1 Year Jumbo CD

-2.86%

-14.29%

-39.64%

Average Checking Fees & Service Charges at Nat'l Banks

Flat Fee Checking — Monthly Fee

0.80%

2.28%

5.01%

NSF Fee

0.03%

1.19%

-0.28%

ATM Surcharge Fee

0.49%

2.00%

0.00%

Stop Payment Fee

0.07%

0.26%

-3.51%

Bill Pay Monthly Fee

0.30%

-0.30%

71.76%

Direct Auto Loans

New - 3 yr term, $20K

-1.39%

-5.94%

-9.03%

New - 4 yr term, $25K

-1.03%

-5.95%

-8.81%

New - 5 yr term, $30K

-1.14%

-6.25%

-8.78%

Used - 1 yr old, 5 yr term, $30K

-0.63%

-6.64%

-9.65%

Used - 2 yr old, 4 yr term, $20K

-0.82%

-7.12%

-9.36%

Used - 3 yr old, 3 yr term, $20K

-1.26%

-6.59%

-9.11%

Conventional First Mortgage

15 Year Fixed Conforming

-3.64%

-2.82%

-7.93%

30 Year Fixed Conforming

-4.02%

-1.31%

-1.84%

15 Year Fixed Jumbo

-1.73%

-3.13%

-11.79%

30 Year Fixed Jumbo

-2.15%

-4.77%

-10.66%

3 Year Adjustable Conforming

1.53%

0.32%

-14.61%

5 Year Adjustable Conforming

0.99%

-0.48%

-14.44%

7 Year Adjustable Conforming

0.11%

-2.21%

-14.03%