Trend - Percentage Change…

Liquid Accounts

from May 21, 2010

from December 21, 2009

from June 18, 2009

Interest Checking $2,500

-2.63%

-5.13%

-13.95%

Premium Interest Checking $10K

0.00%

-6.67%

-16.00%

Regular Savings $1K

-3.23%

-9.09%

-18.92%

Money Market $10K

-3.77%

-15.00%

-30.14%

High Liquid Money Market $25K

-3.13%

-16.22%

-31.11%

High Liquid Money Market $50K

-2.70%

-16.28%

-30.77%

Term Accounts

3 Month CD $25K

-4.44%

-24.56%

-48.19%

6 Month CD $25K

-4.41%

-22.62%

-42.98%

1 Year CD $25K

-4.08%

-18.26%

-36.05%

2 Year CD $25K

-2.78%

-12.50%

-23.50%

5 Year CD $25K

-1.69%

-4.92%

-9.38%

1 Year Jumbo CD

-4.90%

-18.49%

-36.18%

Average Checking Fees & Service Charges at Nat'l Banks

Flat Fee Checking — Monthly Fee

0.16%

2.44%

5.35%

NSF Fee

0.03%

1.22%

-0.52%

ATM Surcharge Fee

0.49%

2.50%

0.00%

Stop Payment Fee

-0.04%

0.22%

-4.06%

Bill Pay Monthly Fee

0.00%

-0.30%

71.76%

Direct Auto Loans

New - 3 yr term, $20K

-1.55%

-7.40%

-9.16%

New - 4 yr term, $25K

-1.02%

-6.91%

-8.82%

New - 5 yr term, $30K

-0.56%

-6.77%

-8.90%

Used - 1 yr old, 5 yr term, $30K

-1.50%

-8.04%

-10.02%

Used - 2 yr old, 4 yr term, $20K

-1.26%

-8.30%

-9.54%

Used - 3 yr old, 3 yr term, $20K

-1.37%

-7.87%

-9.43%

Conventional First Mortgage

15 Year Fixed Conforming

-1.69%

-4.46%

-15.61%

30 Year Fixed Conforming

-2.09%

-3.37%

-12.54%

15 Year Fixed Jumbo

-4.30%

-7.29%

-17.77%

30 Year Fixed Jumbo

-2.14%

-6.81%

-14.81%

3 Year Adjustable Conforming

0.81%

1.13%

-10.74%

5 Year Adjustable Conforming

0.59%

0.11%

-12.97%

7 Year Adjustable Conforming

0.75%

-1.48%

-14.21%