Trend - Percentage Change…

As of October 21, 2010

Liquid Accounts

from September 21, 2010

from December 21, 2009

from October 21, 2009

Interest Checking $2,500

0.00%

-5.13%

-7.50%

Premium Interest Checking $10K

0.00%

-11.11%

-13.04%

Regular Savings $1K

-3.57%

-18.18%

-20.59%

Money Market $10K

-4.35%

-26.67%

-32.31%

High Liquid Money Market $25K

-5.36%

-28.38%

-33.75%

High Liquid Money Market $50K

-4.62%

-27.91%

-33.33%

Term Accounts

3 Month CD $25K

-5.56%

-40.35%

-46.03%

6 Month CD $25K

-5.45%

-38.10%

-44.09%

1 Year CD $25K

-4.94%

-33.04%

-38.40%

2 Year CD $25K

-5.83%

-29.38%

-33.14%

5 Year CD $25K

-4.39%

-19.67%

-21.60%

1 Year Jumbo CD

-5.95%

-33.61%

-38.76%

Average Checking Fees & Service Charges at Nat'l Banks

Flat Fee Checking — Monthly Fee

-0.15%

6.34%

3.32%

NSF Fee

0.03%

1.40%

-0.72%

ATM Surcharge Fee

0.00%

4.00%

0.48%

Stop Payment Fee

0.15%

0.70%

-2.88%

Bill Pay Monthly Fee

0.30%

-0.15%

-1.60%

Direct Auto Loans

New - 3 yr term, $20K

-0.74%

-9.81%

-10.41%

New - 4 yr term, $25K

-0.88%

-9.95%

-10.08%

New - 5 yr term, $30K

-0.90%

-10.32%

-10.42%

Used - 1 yr old, 5 yr term, $30K

-1.66%

-11.55%

-11.97%

Used - 2 yr old, 4 yr term, $20K

-0.81%

-11.10%

-11.13%

Used - 3 yr old, 3 yr term, $20K

-0.29%

-10.11%

-10.58%

Conventional First Mortgage

15 Year Fixed Conforming

-4.86%

-15.36%

-16.58%

30 Year Fixed Conforming

-3.83%

-13.38%

-14.67%

15 Year Fixed Jumbo

-5.49%

-19.30%

-19.65%

30 Year Fixed Jumbo

-4.61%

-17.22%

-18.17%

3 Year Adjustable Conforming

-1.81%

-8.65%

-11.48%

5 Year Adjustable Conforming

-2.78%

-10.86%

-13.36%

7 Year Adjustable Conforming

-3.34%

-14.08%

-15.73%