September 18, 2011:   According to data recently available from CUNA, credit unions are more likely than a typical bank to offer new auto loans and credit cards.   Credit Unions, in terms of percentages of institutions, may be less likely to offer ATM access, mortgages and IRAs.  

 CUNA’s summary data shows the following percentage of credit unions offering:

                                                          %

New Auto Loans                            95

Online Banking:                             67

IRAs:                                                65

ATM Access                                    63

First Mortgages                             60

Credit Cards                                  52

Check Cashing                             51

Overdraft Lines of credit              44

 Source:  Credit Union National Association and National Credit Union Association data, year-end 2010, as report in the WSJ, September 18, 2011